DISCLAIMER · WHAT THIS REPORT IS AND IS NOT Disclaimer & Scope Important. Read before relying on this report.

INFORMATIONAL PURPOSES ONLY · NOT A PHASE I ESA This report is an aggregation of publicly available government records and is intended for informational purposes only. It is not a Phase I Environmental Site Assessment under ASTM E1527-21, not a professional environmental opinion, and not legal advice.

Parcelscope Pro does not include:

• On-site inspection or site visit

• Owner, occupant, or neighbor interviews

• Title or chain-of-title research

• Historical aerial or Sanborn map review

• Recognized Environmental Condition (REC) determinations

• All Appropriate Inquiry (AAI) compliance for CERCLA innocent-landowner liability protection

• Geotechnical, hydrological, or soil analysis

• Any inspection, measurement, or sampling of the subject property

For Phase I ESA scope or any of the above, engage a licensed Environmental Professional.

RELIANCE AND APPROPRIATE USE This report is provided as one input among many for property due diligence. It is not a substitute for professional environmental, legal, or financial advice, and should not be relied on as the sole basis for any property transaction, financing decision, or environmental conclusion.

Users of this report — including buyers, sellers, agents, brokers, lenders, attorneys, and any other party — are responsible for their own due diligence appropriate to their specific transaction, role, and risk tolerance. Parcelscope LLC makes no warranties, express or implied, regarding the completeness, accuracy, or fitness for purpose of any data, score, classification, or finding presented herein.

Government databases update on varying schedules; recent events, filings, or status changes may not yet be reflected in the records sourced for this report.

VAPOR ENCROACHMENT SCREEN — DISTANCE-BASED, NOT ASTM E2600 Pro's Vapor Encroachment Screen is a simplified distance-based screen, not an ASTM E2600 Tier-1 or Tier-2 Vapor Encroachment Screen. Full vapor encroachment assessment requires groundwater flow modeling, geological context, soil-gas surveys, and other inputs outside Parcelscope Pro's scope. For ASTM-compliant evaluation, engage a licensed Environmental Professional.

CLIMATE PHYSICAL RISK OVERLAY — AGGREGATION OF FEMA DATA The Climate Physical Risk Overlay section surfaces FEMA National Flood Hazard Layer flood-zone designation and FEMA National Risk Index six-hazard composite scores and ratings verbatim from FEMA's published data. Parcelscope Pro does not interpret, modify, or translate these scores into transaction-decision implications.

Risk Index Scores are FEMA's hazard-specific composites (0–100 scale calculating Expected Annual Loss × Social Vulnerability ÷ Community Resilience), not probabilities or expected losses. Risk ratings (Very Low through Very High) reflect FEMA's per-hazard absolute thresholds, not percentile ranks.

For risk-management decisions, consult the underlying FEMA data products directly. Climate risk projection is an evolving field; FEMA data reflects historical observations and current modeling, not future-guaranteed outcomes.

SBA PRE-SCREEN — LOOKUP FRAMING, NOT ADVISORY The SBA Pre-Screen section, when present, surfaces facts: which NAICS inputs match Appendix 6 of SBA SOP 50 10 8, whether the universal fuel trigger or Appendix 7 gas station trigger were set by the submitter, and the conditional qualifiers attached to each match (verbatim from the SOP).

Parcelscope Pro does not apply the SOP, does not make Phase I recommendations, and does not constitute legal or regulatory compliance advice. SOP 50 10 8 application is the responsibility of the SBA lender and their compliance team. Submitters and readers of this report are responsible for verifying SOP applicability to any specific loan transaction.

DATA SOURCES AND LIMITATIONS This report aggregates the following data sources as of the “Records pulled” date shown on page 1:

• EPA Envirofacts (SEMS, RCRA, ACRES, TRI)

• EPA ECHO bulk facility records

• EPA Map of Radon Zones, Landfill Methane Outreach Program

• FEMA National Flood Hazard Layer and National Risk Index

• Tennessee Department of Environment & Conservation (TDEC) Underground Storage Tank, Leaking UST, Division of Remediation, and Drycleaner Environmental Response Program data

• OpenStreetMap (roads, rail, transmission lines)

• FAA Part 139 certified airports list

• National Response Center bulk spill records (PFAS keyword-filtered)

These sources update on varying schedules and may contain errors, omissions, or delays. Parcelscope LLC does not warrant the accuracy, completeness, or currency of upstream government data. Findings sourced from these databases reflect their state as of retrieval; subsequent updates, corrections, or new filings will not be reflected until a subsequent report is generated.

This report is generated programmatically. While automated quality checks are applied, no individual report receives manual review prior to delivery unless specifically requested.

GEOGRAPHIC SCOPE Parcelscope Pro aggregates publicly available government records into a pre-LOI property diligence summary. Each report covers federal environmental records (EPA), state environmental records (Tennessee (TDEC), North Carolina (NC DEQ), Georgia (GA EPD), Alabama (ADEM), Florida (FL DEP)), FEMA climate overlays, PFAS source proximity, and proximity context. This report covers federal records nationally plus TDEC (Tennessee Department of Environment and Conservation) state environmental records.

LIMITATION OF LIABILITY To the maximum extent permitted by applicable law, Parcelscope LLC's total liability arising from or related to this report shall not exceed the amount paid by the purchaser for this specific report. Parcelscope LLC is not liable for indirect, incidental, consequential, special, or punitive damages, including but not limited to lost profits, lost business opportunities, or transaction-related losses, even if advised of the possibility of such damages.

SEVERABILITY If any provision of this disclaimer is held to be unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.